Guide To Home Warranty Use And Setup In Tennessee, USA
Did you know that the average American homeowner can expect to spend over a thousand dollars on home maintenance every year? Over the course of your home’s lifetime, you are also likely to have problems that need urgent attention, costing thousands for emergency work.
The unfortunate reality is that most homeowners cannot afford these expenses over and above their monthly mortgage payments. Urgent repairs leave homeowners in more debt, and the less urgent matters are left for later, only worsening as time goes by.
This is why the home warranty industry has taken off. Home warranties cover repairs and maintenance for a monthly premium. They ensure that you have the money for necessary services when you need them.
You can browse these home warranty plans reviewed for Tennessee residents. Here is how you can set your warranty up.
Tennessee home warranties
The reason the link above is specifically for residents of Tennessee is that regulations differ according to state. Most home warranty companies only cover select states. Therefore you have to make sure you are searching through companies that actually cover Tennessee before you start seriously looking into one or another as a viable option.
Choose a plan
Once you have found one or more companies you like, you’ll need to choose a plan. Plans generally fall into two categories: systems and appliances.
Systems warranties cover all home systems, including electrics, plumbing, and HVAC. These are the most popular kinds of warranties, as these issues are generally the most expensive and urgent. Can you imagine a night without air conditioning in the summer!? Your house can become unliveable due to an issue with any of these systems. Make sure the companies you are considering provide emergency services, as any company that makes you wait on these repairs is not worth the money.
Appliance warranties cover the appliances in your home, providing services to fix them when possible and replacing them when necessary. While appliances are not generally as fundamental to your living space as systems issues, repairs and replacements can cost a lot of money. Having a warranty that covers them will give you a lot of peace of mind.
Combo plans cover everything, with some companies covering extras such as pools and spas.
Read customer reviews
When you’ve narrowed your search down to a handful of companies, take some time going through customer reviews. Customers have had first-hand experience with the companies can give you important information about whether the company is actually reliable.
Anything reviewed online will have some extremely negative reviews. Even the best companies have some disgruntled customers. However, if you see a consistent pattern of issues with a particular company, consider going with one of your other options. These issues generally include delayed service, the use of loopholes to get out of paying for your repairs, and difficulty getting in touch with support.
Choose a company that has happy customers who can vouch for the warranty’s worth and the company’s reliability.
Getting a home warranty in Tennessee can save you a lot of money in the long run. It can also keep your house from deteriorating over the years. Make sure to find a company that covers Tennessee, offers reasonable premiums, and has a history of happy customers.